Maxine Waters unaware that gov't nationalized student loans 10 years ago, but she's the chair of a committee that regulates banks

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Maxine Waters seems to be very unaware, or totally forgot, that ten years ago the student loans were nationalized by the government. She's also the chair of a committee that regulates banks, so this is probably quite a concern for anyone who pays attention. Does she have any idea what she's doing? This is why we need term limits for Congress.